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110 N Joy Drive, Ogden, IL 61859.
Welcome Home to Comfort, Care, and Lasting Value There's a certain warmth here-the kind that reminds you how a house becomes a home. This well-maintained 3-bedroom, 2-bath home offers 1682 square feet of comfortable living space with numerous updates already completed. Fresh interior paint, new windows (2024), a new deck, and a storm door add to the home's appeal, while the hall bath features a relaxing soaker tub. Major improvements include a new roof, HVAC system, and water heater (2019), plus kitchen appliances updated in 2015 and all new LVP floors and new dishwasher installed in 2026. The attached 2-car garage includes a gun cabinet that conveys, and the backyard play set stays. Thoughtfully cared for and move-in ready, this home is ready for its next chapter.
MLS ID: 12718754
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110 N Joy Drive, Ogden, IL 61859.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $219,900 | $219,900 | $219,900 |
| Down Payment | $43,980 | $7,697 | $54,975 |
| Monthly Mortgage Amount | $1,156 | $1,418 | $1,425 |
| Taxes | $306 | $306 | $306 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $97 | $0 |
| Monthly Estimated Total | $1,562 | $1,921 | $1,831 |
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