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26 Southgate Course , Saint Charles, IL 60174.
Incredible location, timeless charm, and beautiful curb appeal! Nestled on a quiet street surrounded by mature landscaping, this charming Cape Cod-style home offers convenient access to parks, shopping, dining, and more! Welcome to 26 Southgate Course, where soaring vaulted ceilings, dramatic architectural details, and abundant natural light create a warm, inviting atmosphere. The stunning two-story, double-sided fireplace serves as the centerpiece of the living space, while a wall of floor-to-ceiling windows fills the home with natural sunlight. An open upper-level hallway overlooking the family room adds to the home's spacious and airy feel. A main-level bedroom and full bathroom offer flexibility for first-floor living, while the partially finished basement provides additional space for entertaining, recreation, or relaxation. Recent improvements include a new furnace (2025), air conditioner (2026), water softener (2020), and water heater (2018). The roof is approximately 20 years old. With its distinctive character, flexible floor plan, and desirable location, 26 Southgate Course is a wonderful opportunity to make this charming home your own!
MLS ID: 12789448
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26 Southgate Course , Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $2,097 | $2,574 | $2,586 |
| Taxes | $555 | $555 | $555 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,768 | $3,421 | $3,257 |
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