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3552 N Water Street Decatur, IL 62526 Residential - Single Family Price Change

  • 3552 N Water Street, Decatur, IL 62526 Main Photo

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Description

This 3 bedroom, 2 bath tri-level sits on a generous corner lot with added privacy and open views. With approximately 2,056 square feet, a finished lower level, and a flexible layout, it presents plenty of room for everyday living, guests, and entertaining. Inside, warm wood finishes create a cozy, cabinlike feel. The main level includes a bright living area and dining space, while the finished lower level adds a bedroom, full bath, and extra living area that can function as a guest suite, home office, hobby room, or workout space. Major systems are already being handled. With this purchase, the seller will replace the furnace and hot water heater so both will be new for the next owner. The home also features a newer roof and windows from 2018, a sump pump, and no known foundation issues, giving added peace of mind. Outside, the corner lot provides extra breathing room, and the patio/porch area presents a comfortable spot to relax with even more potential with a few simple updates. If you are looking for space, character, and key mechanicals already addressed, this home is a strong opportunity.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,056
Garage Size: 2
Attached Garage
Built in 1976
School District: District 61

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 2,056
County: Macon
Listed By:
Beycome brokerage realty LLC 804-656-5007
MRED MLS

Room Information

Bedroom 2: 13X12
Bedroom 3: 11X9
Dining Room: 12X14
Family Room: 14X41
Kitchen: 71X14
Laundry: 36X9
Living Room: 22X18
Primary Bedroom: 14X18
$179,000
Est. $1,185/mo
3beds
2baths
2,056sqft
2cars
Price Change Price Reduced $10,000 on April 14th, 2026
BEDS3 BATHS2 full SQUARE FEET2,056 MLS#12612672
STATUSPrice Change PROPERTY TYPEResidential - Single Family SCHOOLDistrict 61

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3552 N Water Street, Decatur, IL 62526.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $179,000$179,000$179,000
Down Payment $35,800$6,265$44,750
Monthly Mortgage Amount $836$1,054$1,088
Taxes $249$249$249
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$79$0
Monthly Estimated Total $1,185$1,482$1,437

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