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608 Pearl Street, Ottawa, IL 61350.
Welcome to this spacious 4 bedroom, 2.5 bath home situated on a corner lot on Ottawa's historic east side! Features include a two car attached garage, partially finished basement and numerous updates throughout. Eat-in kitchen offers an island, coffee bar and opens up to the living room. Living room offers a gas fireplace and beautiful built in shelving. French doors off the living room lead to a spacious sunroom. Convenient main floor laundry. Recent improvements include kitchen and main floor bath updates (2026), primary bath updates (2025), new vinyl fence with lifetime warranty (2026) and updated lighting. Additional improvements include roof (2016), furnace and A/C (2018), washer/dryer (2018), tankless water heater (2020), garage door opener (2020) and insulated R-18 garage door (2023). With major improvements already completed, this home offers the space, comfort and peace of mind buyers are looking for. Move in, settle in and make it your own.
MLS ID: 12796639
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608 Pearl Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $349,500 | $349,500 | $349,500 |
| Down Payment | $69,900 | $12,233 | $87,375 |
| Monthly Mortgage Amount | $1,837 | $2,254 | $2,265 |
| Taxes | $486 | $486 | $486 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $154 | $0 |
| Monthly Estimated Total | $2,425 | $2,996 | $2,853 |
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